Financial Planning & Fertility
At TRIO, we understand that the cost of fertility treatments can be stressful. Our team strives to alleviate this burden as much as possible. As such, we encourage you to review the information below regarding our recommended financial planning steps, information about TRIO’s Financial Coordinator, and financial grants available.
Meet TRIO's Financial Coordinator
As part of our care team, Financial Coordinator Kaileen Alvernini collaborates closely with TRIO’s physicians, nurses, and administrative staff to ensure seamless coordination of the financial aspects of your treatment.
Kaileen will play a crucial role in helping you understand the financial components of your fertility treatment and providing you with options to alleviate some of the financial burden.
After your TRIO doctor finalizes your IVF protocol, Kaileen will contact you for a personalized financial consultation. This session will cover treatment costs, payment options, and insurance details. She can review your insurance policies, explain your fertility treatment coverage, and advocate on your behalf with your insurer to maximize your benefits.
Financial Coordination Services
We can assist with:
- Income Tax: Kaileen can help you understand which elements of your fertility treatment are considered tax deductible and can be submitted when filing your income tax.
- Cost Estimation: Our Financial Coordinator provides a clear, accurate, and transparent breakdown of the costs associated with your specific fertility treatment plan, including consultations, diagnostic tests, medications, in vitro fertilization (IVF) procedures, and other relevant services.
- Financial Planning: Our coordinator works with you to develop a personalized financial plan, taking into consideration insurance coverage, available resources, and any available financial assistance programs. This includes offering guidance on payment options, financing, and available grants.
- Billing and Payment Coordination: Kaileen will liaise on your behalf with billing departments and finance teams to ensure accurate and timely billing of fertility treatments. She will also ensure you understand any details associated with invoices, payment schedules, and options for installment plans or financial assistance.
- Patient Advocacy: She will serve as your advocate by actively communicating and negotiating with insurance providers and other relevant parties about billing or coverage issues that may arise.
- Financial Resources: Our Coordinator will stay updated on available financial resources, grants, and programs related to fertility treatments, providing you with information about eligibility criteria and assisting with application processes when applicable.
- Education and Support: Our Coordinator will be available to offer guidance and support about clinic policies, financial implications, and available resources, as well as provide educational materials or direct you to appropriate resource.
Additional Resources & Grants
Fertility Financing
TRIO has joined forces with Beautifi Financing to offer competitive interest rates and manageable monthly payment plans, tailored to your needs.
Many Canadian patients have already benefited from Beautifi’s services, making elective medical procedures within reach.
The application process is secure and won’t affect your credit score. It’s quick, taking under 3 minutes to complete, and you’ll receive an instant outcome. Take the first step and apply now to explore your eligibility for a fertility treatment loan.
OHIP Fertility Coverage
Introduced in 2015, the Ontario Fertility Program offers funding to eligible individuals for diverse infertility challenges, regardless of gender or sexual orientation. Treatment plans, including one full IVF cycle, are personalized by TRIO physicians to suit individual needs. Funding may be available for qualified patients for fertility preservation (egg freezing), Intrauterine insemination (IUI), or In Vitro Fertilization (IVF).
Fertility Grants & Support
- Financial grants and other support can also help you navigate the financial burden of your fertility costs. Below is a list of the associated foundations and grants that TRIO recommends.
Fertility Friends Foundation: The Fertility Friends Foundation provides financial support, education, and resources to individuals and couples in Ontario who need hope along their fertility journey. Our goal is to provide a path towards parenthood by alleviating the financial and psychological burden of infertility.
Eligibility Criteria: https://fertilityfriendsfoundation.com/eligibility-criteria/
Grant Application: https://fertilityfriendsfoundation.com/grant-application/
Modern Miracle Foundation: The Modern Miracle Foundation is a registered charity, helping people build families by providing grants for IVF fertility treatments.
Grant Application: https://www.modernmiraclefoundation.com/how-to-apply
- Fertile Future – for Cancer Patients: Fertile Future is a Canadian non-profit organization that provides fertility preservation information and support services to cancer patients and oncology professionals.
- For Assigned Females at Birth: http://www.gensofhope.com/how-to-apply
- For Assigned Males at Birth: https://fertilefuture.ca/programs/cost-reduction-program-for-men/
Small Wonders: Small Wonders is a Canadian non-profit organization that provides Jewish couples in Ontario with information and support services, including Rabbinical support, nurse injectors, and financial aid.
More information: https://smallwonders.ca/home/
Learn More About Your Options With TRIO
For all questions and concerns regarding your fertility journey, reach out to our knowledgeable and compassionate team today. At TRIO, we’re here to help you overcome fertility challenges and receive the care you deserve.